The developers of HalCash offer an unusual scheme of work - money can be withdrawn through an ATM without a card. You send money to another person, and that pin code and other payment details receive money from an ATM. You don't need a card or a bank account for this.
HalCash is a Spanish product, the official website is currently only available in Spanish, the English version of the portal is still under development. Operates in Spain, recently entered the Polish market, plans to expand in other countries.
Already at this stage of development, the HalCash network has 12,000 ATMs. The future of the payment system is expected to be quite good, work permits have already been received in 14 countries, and in the near future it will enter the markets of the USA and Mexico.
This scheme is not suitable for online shopping, but it will help those who urgently need to transfer money to another person. You transfer money from your account via HalCash, and the recipient simply enters the code, phone number and transfer amount at the ATM. A bank card is not needed, this is the main advantage.
For shopping, using the system is not particularly convenient. The seller will need to find an ATM and withdraw money, which is much less convenient compared to online payments. Yes, and there are not very many ATMs, although there are 12,000 of them, but they are located mainly in large cities and only in 2 countries. On the official website, by the way, there is a special locator that allows you to quickly find a suitable ATM in your city.
The payment system is very specific. Of the advantages, we note:
There are more disadvantages:
In order to accept such a payment, the casino representative will need to find an ATM and withdraw cash there. They do not experience a lack of clients, therefore only a few are ready to go for such inconveniences.
In order to transfer money to the beneficiary, you need to:
Payment can take up to several minutes to be processed. As soon as an SMS notification arrives on the phone, you can immediately withdraw money.
HalCash is built on an interesting and promising idea, but it is not yet suitable for paying casino loans. In terms of convenience, it is much inferior to other payment systems, and therefore it has not received wide distribution among casinos.
You can meet this payment method only in Poland or in Spain, so far the payment system works only in these two countries. It is possible that with the development of HalCash, other casinos will also accept payments through it, but for now it is better for players to choose a different method of replenishing their account. Collapse